Yes, we can provide cover as standard for over 150 different sports and activities. Please check the policy wording for our most up to date list of the activities you can take part in or view the list at the bottom of this article.
We are unable to provide cover for anyone participating in any sport or activity under the following circumstances;
• Participating in or training for a competition
• Participating on a professional or semi-professional basis
• Participating in a touring event
• Water based activities must be on in-land waters, or within 12 nautical miles from the coastline (All sailing and yachting activities are covered within European waters only).
Our cover is provided subject to you using the recommended safety equipment (such as a helmet, harness, knee and/or elbow pads), and you following all the safety procedures, rules and instructions of qualified instructors.
A
- Abseiling (within organiser’s guidelines)
- Aerial Safaris (in chartered aircraft and an organised excursion)
- Aerobics
- Angling
- Archaeological Digging
- Archery h d
- Assault Course
- Athletics h d
B
- Badminton
- Bamboo rafting h
- Banana Boating h
- Bar and Restaurant Work
- Baseball h d
- Basketball
- Beach games
- Billiards
- Blading (no stunts)
- Board Sailing h hd
- Body Boarding h
- Boogie Boarding h
- Bowling/Bowls
- Bungee Jumping h d
C
- Cable Car Ride
- Camel Riding/Trekking h d
- Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3 h
- Canoeing/Rafting/White Water Rafting/Kayaking grades 4 h h d
- Catamaran/Yachting/Sailing hh d
- Clay pigeon shooting/small Bore target shooting/rifle range h d
- Climbing (on climbing wall only)
- Cricket
- Croquet
- Cross Country Running
- Curling
- Cycling (Excluding Mountain Biking, BMX and Touring) h d
D
- Dancing (including lesson participation)
- Darts
- Deep Sea Fishing h
- Dinghy Sailing h hd
- Dry Slope Skiing / Boarding
- Dragon Boat Racing h hd
E
- Elephant Riding/Trekking hd
F
- Falconry
- Fell Running (up to 4,000 metres)
- Fell Walking (up to 4,000 metres)
- Fencing hd
- Fishing h
- Fives
- Flag American Football
- Flying as a passenger in an aircraft (private plane/Helicopter/Glider)
- Football
- Fruit or vegetable picking (under 3 metres)
- Frisbee/Ultimate Frisbee
G
- Glass bottom boats/bubbles
- Gliding as a passenger and with a qualified pilot
- Go Karting (up to 120cc, wearing a helmet) hd
- Goalball
- Golf
- Gorilla Trekking (organised tours only)
- Gym – Fitness
- Gymnastics
H
- Handball
- Helicopter Rides (passenger only)
- Hiking up to 4,000 metres
- Hobie Cat Sailing h hd
- Hockey (field)
- Horse Riding (wearing a helmet and excluding racing, jumping, hunting and less that 7 days) hd
- Hot Air Ballooning (passenger only)
- Hot Dogging up to grade 3
- Hot Springs
- Hydro Zorbing
I
- Ice Skating (rink only)
- In-line Skating (no stunts)
- Ice Surfing hd
- Ice Cricket hd
J
- Jet Boating (passenger only) h hd
- Jogging
K
- Kayaking (incl. White Water) up to grade 3 h
- Kayaking (incl. White Water) grades 4 h hd
- Korfball
L
- Llama Riding hd
- Land Skiing
M
- Mopeds (maximum 125cc, and passed CBT training, wearing a helmet) hd
- Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet) hd
- Mule Trekking hd
N
- Netball
O
- Octopush
- Orienteering (up to 4,000 metres above sea level)
- Ostrich riding hd
P
- Paddle boarding
- Parachuting tandem only hd
- Parascending/Parasailing (towed by a boat over water) h
- Pedalos h
- Pilates
- Pony Trekking (wearing a helmet) hd
- Pool
- Power Boating (passenger only) h hd
R
- Racquet Ball / Rackets hd
- Rambling (up to 4,000 metres above sea level)
- Reverse Bungee hd
- Rifle Range hd
- Ringos h
- River Bugging hd
- River Sledging hd
- River Tubing hd
- Roller Skating/Blading/In-line (incidental, wearing pads, helmet and no stunts)
- Rounders
- Rowing h
S
- Safari in a vehicle/Trekking/Tracking (organised tour, no fire arms).
- Sailing/Yachting European Waters only h hd
- Sandboarding hd
- Sand Skiing hd
- Sand Surfing hd
- Sand Yachting hd
- Scuba Diving (up to a depth of 30 metres (if qualified or accompanied by qualified instructor and not diving alone) h
- Sea Fishing h
- Sea Kayaking (withing European Waters, no racing) h
- Shark Diving (professionally supervised in a cage) h
- Skin Diving (up to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone) h
- Skateboarding (waring pads and helmet, no stunts)
- Skydiving (Tandem only) hd
- Sledding/Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer)
- Small Bore Target Shooting hd
- Snooker
- Snorkelling h
- Soccer
- Softball
- Speed Boating (passenger only) hd
- Sphering
- Spinning Class
- Squash hd
- Surfing h
- Swimming h
- Swimming with Dolphins h
- Swimming/Bathing with Elephants hd
- Sydney Harbour Bridge Walk (organised and walking across clipped onto a safety line)
T
- Table Tennis
- Tall Ship Crewing hhd
- Team Building
- Ten Pin Bowling
- Tennis
- Touch Football
- Trampolining
- Tree Top Trekking/Canopy Walking
- Trekking (below 4,000 metres only)
- Tubing
- Tug of War
V
- Volleyball
W
- Wake Boarding h
- Walking (below 4,000 metres only)
- Water Hockey
- Water Polo
- Water Skiing (no jumping) h
- Wicker Basket Tobagganing
- Whale Watching h
- Wheelchair Basketball
- Windsurfing h
- Wind Tunnel Flying (wearing pads and helmet)
Y
- Yachting/Sailing (European Waters only) h
- Yoga
Z
- Zip-lining/trekking
- Zorbing/Hydro Zorbing
Sports and Activities Not Covered under this policy
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 5 or 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Flying (as a pilot)
- Gliding/Hang Gliding/Paragliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Kite Surfing
- Lacrosse
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring/Mechanically assisted/electronic bicycles
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Sand Duning
- Scuba Diving deeper than 30 metres
- Segway/electronic scooter
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
Winter Sports Cover
If you have paid an additional premium for the winter sports package prior to your departure, you will be covered for the following activities
- Air Boarding
- Big Foot Skiing
- Cross-country/Nordic Skiing/Randonnee (on recognised paths and with a guide)
- Ice Skating (when not on a rink)
- Kick Sledging
- Langlauf (on recognised paths and with a guide)
- Mono-skiing
- Mogul Skating
- Off Piste Skiing/Snowboarding (within resort boundaries)
- Ski Blading
- Skidooing hd
- Skiing
- Snow Blading
- Snow Boarding
- Snowmobiling hd
- Tabogganing